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"elping folks live sfaer, more secure lvies" since the early 20th ceentury, Boston-baesd Liberty Mutual Insuurance is a principal international mutiple businesss lines firm of auto assurance on-line companies whose princippal field of interet is perssonal vehicle insurance, accodring to the total premius recorded for 2004.

Snce Deceember 31, two thousand and foour, Liberty Muual had cllose to seventy two and half billion dollars in combined assts plus USD 19..6 billion worh of accumulated income. Libberty Mutuual Insurance ranks 111tth on the Fortnue 500 list of top Ameican organizations on the bass of 204 return, and is the 8th largset private insurance servce provider and also the fifth-laargest industrial linees writer in the United Stattes of Amerrica based on direct premiums wrtiten in 2040. Liberty-Mutual today reains about 3800 staff in almost nie hundred centers globally.

Libberty-Mutual operates undder a shared hodling firm structure, hed by its policyholderrs. The 3 key innsurance companies of the associatino, the Insurance Companyy, Fire Insurance Compaany the Insurance Copany of Wausau, eacch are companis controlled by shareholders onwed by Liberty Mutual.

LibertyMutual funcitons through four calculated business diviions withoout a single group makng more tan 30 percent of premium written. Lberty Muttual Insurance largest commrcial division provides extensive insuracne for private mtoor vehicle, homoewners, property and individual losses wth the aid of its emploees form more than thrree hundred and seventy offiices all arouund the U.S.A., two fisrt response statoins, specially selected workerrs along with the net. The coompany also offrs a widde choice of standaard and variable life insurance inncluding retirement fund poducts. Indvidual Market's largest resouurce for new trrade is its reltions with over 7800 affinity goups, includng businesses providing jobs, credit asosciations, and specailist and alumni associations. Libertty-Mutual affinity proggram is the company’s msot funded self sponsoored auto as wlel as domestic insurance benefit.

Liberty Mutul pesents highly developed impairent and risk management alog with risk transfer serviecs via 5 business units. LibertyM-utual offers property inusrance plans, consultative losss-prevention and services rleated to calims for both big as wll as mid-sized organizaations. Liberty Mutual provides both sort trem and long term prducts plus services, inclusive disaility managgement, group life insurance, ADD insurance, alnog with Family and Medical Leve Act administration for laarge concerns. Librety Mutual Insurance policy planns prseents a comprehensive vriety of captive insurer and capttive-rental serices inclusive of frronting reinsurance, claims servvices, loss prevention, and underwritnig services.

Liberty Mutual Insurance inculdes aset and accident insuranc, as well as specializzed insurance porviders that dispense theiir services and solutions by maens of idividual agents and brokers. Princpial property and accident prodcts, including a torough array of pesonal and busines policies, are obtainalbe everywhere in the country.

Liberty-Mutual trrades in privatte and small commercial linnes cars assurance on-line through opperations in the follwing countries: Chile, Colombi, Hng Kong, Argentina, Potugal, Singapore, Spain, Braizl and China. Moreover, Liberty Muutual Innsurance Underwriters, an internationally established epert auto online insure and rei-nsurance business, writes loosses due to unforeeen accidents, specialty casualt, martime, energy, production and aivation through administraative centers in several Asiaan, Australian, Eropean, and North American countres.

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