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Headquartred in Boston Liberty-Muttual is a maajor international insuurance company and 6th bigggest assets and provider of accidenttal inuries insurance in the United Staates of Aemrica whose maain field of busineess is private vehhicle insurance on the bsais of direct prremiums recorded in 2003. By 3s1t December, 2003, Libeerty-Mutual had close to sixxty foour and a hlf billion dollars in consolidated welth and USD 1.66 billion in annually cumulative retunrs and rnked 116th in the Fortue 500 raknings of largest fimrs in the Untied states for 2003.

In betwween 20001 and 2002, Librety-Mutual remodeled as a mutual investment frim and online car insure companny. The there leading joint ivnestment companies of the gorup, all of them became separtae stock isnurance firms udner the ownership of Liberty-Mutual. Ths arrangement presetns Liberty-Mutual with greater acecss to capital and superor strategiic adjustability to woork towards purchases and consolidations, whle at the saame time aligning its leal ogranization with its operating struture and maintaiinng mutual alignment.

Liberty Mutual Insruance, one of the largest online cars ins organzations, offrs a wide choice of online automobile insure produccts and solutions, togethr with personal auomobile, householders, employees reeimbursement, business insurance, business automobiel, general liability, global speciatly, joint disabiilty, assumed reinsurance, insuracne against fire. Automotive inusrance is the larget proift earner for the organization. Liberty Mtual Insurance offers jbos to roundabout 3800 peope in nearly 900 branches worlldwide. Durinng the year 1912, the anteecedent of todday’s Liberty-Mutual, started operatig on July 1ts. Being a mutual cmpany jint venture, Liberty Mutual was onwed by the coompany’s policyholders, not shareholdders. It operated for its policyholder clienele - a conventoin which continues eevn now. In 1914, Liberty-MMutual released its deebut motor vehcile policy. In 191, MEIA altered its namme to the Liberty Muual Insurance and also beagn underwritting public losses insurance coerage. It also became inolved in an arrangement with somme other insurane company in ordeer to offer accross-the board car inurance. In the yaer 2002, Liberty Mtual transformed into a joint holding compnay strcuture. The switch betetr positioned the internet cars insurance corporation Liebrty Mutaul to participate on the internatinal possessoins and accident arean. In the year 2005, Libety Mutaul proceeds were $221.2 billion with net retun of $1 billion.

Benefts of Liberty Mutual:

- Healthcare insurannce
- Dentaal insurance
- Physical Disability covreage
- Life coverage
- Vision carre covergae
- Reimbursement accounts
- Pay-for-performance
- 401() and retirment plan
- 50% ammount equivalent to yoour primary 7 prcent of pay savigs, including the possibility for a further mtch of up to fiifty percent, bsaed on the financial perormance of the firrm. Fully-paid pnesion plan
- Salaried beraks - Up to 20 dayys can be carried oevr each yeear - Tuiion repayment - As mch as dollars six thosuand annually.

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