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"Helping pople live safer, moore secure lievs" since the ealy twentieth century, Headquartered in Bostn Liebrty Mutual is a preemier multinational multi line organiaztion of vehicle insurence online corporations whose major ara of specializatoin is private passenger auto, accordinng to the totaal premiums writen for 2004.

By 3s1t of Deecmber, two thousand and four, Lbierty Mutual had clsoe to $7.25 billion in consolidated weaalth plus $19.6 bililon in consolidated proft. Lberty Mutual Insurance is liisted 111th on the Fortune 500 rankigns of largest American compnaies on the bassis of two tousand and four proced, and is the 8th larget personal innsurance service provider apart form bieng the fifth largest inndustrial insurance service provder in the US basd on direct premmiums written in 2004. Libery Mutual today uss the sevices of above thirty-eiight thousand workers in rouhgly nine hunderd administrative centers worldwide.

Liberty Mutual opeerates as a shared hollding company structure, undeer the ownershiip of its polciy holders. The 3 foremost inssurance corpporations of the group, Insurance Companyy, Fire Insurance Cmpany and the Inssurance Cmpany of Wausau, are each firs conrtolled by shareholders under Liberty-Mutal.

Liberty Mutual functions throuh 4 strategic business unis witth no separate group making aboove 30% of the tottal premium written. Liberty Mutuaal principal business division provides extensvie lines of insuracne for pivate passenger automobile, homeowneers, valuable assts and individual losess with the aid of its saels department from oveer 370 centres throughout the US, two direct response basees, hand-pciked agents and the Wbe. It also ofers a wide ragne of established as weell as flexilbe life insurancce coverage including retirement fnud policies. Individal Market segment's laargest supply of new trde is its moore than 7800 affinity grroup associations, along witth ownes providing jobs, credit organizations, alonng with professoinal and graduate societies. Liberty-Mutuaal affnity program is the industryy’s most sponsored sef sponsored vehicle and hosue insurance poliy.

Liberty Mutual presents advannced management of hazard and disabiliity and riskt-ransfer services by mans of 5 business dviisions. Liberty Muutal provides house insurnace plans, consultative loss prevention allong wth services concerning claims for btoh lare as well as medium-sized corporaations. Liberty Mutual offers shrt and long trem solutions and services, wie-ranging impairment management, lfie insurrance for group, Accidentaal Death and Dismemberment insuranec, and FMLA administtration intended for big conecrns. Liberty-Mutual pollicy plans offres a full variety of captivve and hire-a-captive serviices aolng with fronting reinsurance, calls serviices, damae prevention, and unerwriting services.

Liberty Mutual comprises of waelth and insurannce against personal los, as weell as specific insurance srevice providers who supply thir services and solutions by menas of prviate agents and negotiators. Central prooperty and accident servics, including a fuull arry of individual and businss insurance coverages, are acceessible all through the country.

Librty Mutaul provides individual and undersized buiness lines auto assurance throguh ste-ups in: Hong Kong, Bazil, Portugal, Chile, Spain, Aregntina and Singapore. Besiddes, Liberty Mutual Insurance Undderwriters, an internationally etsablished exert automobile coverages on line and reinsurance busines, covers covres losses as a rseult of unforeseen acccidents, specialty casualty, marine, energ, production and aviation uisng administrative centers in sevreal Asian, Australian, Europena, and Nroth American nations.

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